Chapter 7 Based on your eligibility, if you or your company or corporation cannot afford to pay back debts, Chapter 7 Bankruptcy can eliminate all or some of your debt.
Chapter 11 Based on your eligibility, If you or your corporation has significant amounts of debt that you cannot afford to pay back at the current rate, Chapter 11 reorganization restructures them so you can catch up and repay what you owe at a pace you can afford.
Chapter 13 Based on your eligibility, If you have less significant debts (under the limits set for Chapter 11), Chapter 13 reorganization allows you to restructure your debt so you can catch up and repay what you plus a fixed interest rate. Percentage of consumers finishing a chapter 13 bankruptcy is less than 5%.
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