Don’t Pay Your Cards and Pretend They Don’t Exist:

Believe it or not, this is the option that a lot of consumers choose. People who choose this option hope their debt goes away, but what they’re not realizing is that their creditors will try to collect their debt. If the creditors are not successful, they will forward the account to their legal department and file a lawsuit against the credit card holder and potentially get a judgment that will allow them to garnish wages, levy bank accounts and put liens on the credit cardholder’s property.

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